Privacy Policy for OneCrediit - Effective Date: 2024

Welcome to OneCrediit! We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our VTU instant recharge and billing services through our mobile application ("App") or website ("Site"). Please read this policy carefully to understand our practices regarding your personal data and how we will treat it.

1. Information We Collect

    a. Personal Information: We may collect personal information that you provide to us when you register on our App or Site, such as your name, email address, phone number, and payment information.

    b. Usage Data: We automatically collect certain information when you use our services, including your IP address, device type, browser information, access times, and usage patterns.

2. How We Use Your Information

    a. To provide and maintain our services, including processing your transactions and providing customer support.

    b. To improve our services and develop new features, by analyzing usage trends and preferences.

    c. To communicate with you, including sending service-related announcements and promotional offers.

    d. To protect our legal rights and prevent misuse of our services.

3. Sharing of Your Information

    a. We may share your information with third-party service providers who assist us in delivering our services (e.g., payment processors, customer support services).

    b. We may disclose your information if required by law or to protect our rights or the rights of others.

4. Security of Your Information

    a. We implement reasonable security measures to protect your information from unauthorized access and disclosure.

    b. However, no method of transmission over the internet or electronic storage is completely secure. Therefore, while we strive to protect your information, we cannot guarantee its absolute security.

5. Your Choices

    a. You can update or correct your account information by logging into your account settings.

    b. You may opt-out of receiving promotional emails from us by following the instructions in those emails.

6. Children's Privacy

    a. Our services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will delete that information promptly.

7. Changes to This Privacy Policy

    a. We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

8. Contact Us

    a. If you have any questions about this Privacy Policy, please contact us at vtu@OneCrediit.com.ng.

By using OneCrediit services, you agree to the collection and use of information in accordance with this Privacy Policy.